Risk Management Policy

Document how your company identifies, assesses, and handles risks. Show auditors you have a process for spotting and fixing issues.

risk management policy template preview (COR-003)
.docx COR-003

Identify and manage security risks systematically.

Risk assessment methodology, scoring model, review cadence, and SOC 2 mapping — all in one auditor-ready policy template.

Download Risk Management Policy (.docx)
Policy Overview & Usage Guide

Risk management policy template — This template helps you document how your company identifies and handles risks. Auditors want to see that you think about potential problems (like data breaches or vendor failures) and have a plan for them.

Recommended Owner: Security Lead (also referred to as Risk Manager)  |  Approval Required: Executive Leadership (CEO/CTO)

Section 1

Getting Started

  • Enable Editing: Click “Enable Editing” in Word.
  • Fill in the Blanks: Replace all [Bold Brackets] with your details.
  • Understand the Goal: This isn’t about predicting the future. It’s about showing you have a process for spotting and fixing issues.

Section 2

Key Things to Decide

  • How do we score risk? Section 4 uses a simple “Likelihood × Impact” model. You can keep this standard model or adjust it if you have a different preference.
  • Who decides what’s acceptable? Usually, the CEO or CTO decides if a risk is “okay” to accept. Make sure Section 7.5 (Risk Acceptance Authority) names who can accept risk in your company.
  • How often do we check? Most companies review their risks quarterly or annually. Pick a cadence that works for your team.

Document tour

Section-by-section walkthrough

Open the downloaded COR-003 file in Microsoft Word. Use the headings below as your checklist — complete each section before the final approval block.

1. Purpose
  • Replace [Insert Company Name] and confirm the objectives match what you actually commit to in SOC 2 and customer contracts.
  • Delete gray example bullets if they do not apply to your stage (e.g., GDPR if you have no EU data).
2. Scope
  • List every workforce type (employees, contractors) and every system class in scope (prod, corporate IT, SaaS admin consoles).
  • Align wording with SOC-004 System Description and SOC-002 scoping answers.
3. Risk Tolerance & Appetite
  • Define what risk levels leadership will accept vs. what requires mitigation — keep it one page.
4. Risk Scoring Methodology
  • Adjust the likelihood × impact matrix to match your SOC-030 risk register if you use one.
5. Risk Categories
  • Delete categories that never apply; add domain-specific risks (AI, payments) if relevant.
6. Roles & Responsibilities
  • Fill the roles table with real names or titles — match COR-005 Organizational Chart if you use it.
  • If one person wears multiple hats, document that explicitly; auditors expect named accountability.
7. Risk Assessment Process
  • Work through subsections 7.1–7.5 in order: identify, fraud, treat, change triggers, acceptance authority.

7.1 Identification

  • Describe how risks are identified (incidents, audits, architecture reviews) and who facilitates.

7.2 Fraud Risk Assessment (CC3.3)

  • Document anti-fraud controls for billing and payments even if lightweight — CC3.3 is often tested.

7.3 Risk Treatment

  • Explain mitigate / accept / transfer / avoid and who approves each path.

7.4 Significant Change Triggers (CC3.4)

  • List triggers for re-assessment (new product, major vendor, breach) — align with change management.

7.5 Risk Acceptance Authority

  • Name the executive who can accept residual risk in writing — not every engineer.
8. Risk Register
  • Point to SOC-030 or your live register; this section describes how the register is maintained.
9. Review Cadence & Evidence Retention
  • Set annual policy review and how long risk assessment records are kept.

10. Vendor Risk Management

  • Replace all [bracketed placeholders] and gray examples with specifics about your environment.
  • Remove subsections or rows that are not applicable rather than leaving generic sample text.
11. Enforcement
  • Document how exceptions are requested, approved, and time-boxed — use COR-015 exception log if applicable.

12. SOC 2 Criteria Mapping

  • Leave mapping tables as-is unless your scope excludes criteria; they help auditors navigate the policy.

Section 4

Before You Finalize

  • Did you replace all [Bold Brackets]?
  • Does the “Risk Owner” role match your org chart?
  • Is the review frequency (e.g., Annual) realistic for your team?
  • Did you get the CEO to sign it?

Section 5

Where to Store It

  • Save the signed PDF in your compliance folder.
  • Keep a copy of your Risk Register (the spreadsheet where you list actual risks) nearby, as auditors will ask for it next.

Pro Tips

Pro Tips for Success

  • Start Simple: You don’t need a complex mathematical model for risk. A simple 1–5 scale for Likelihood and Impact is perfect for most startups.
  • It’s a Living Document: Your risks will change as you grow. That’s why the “Review Cadence” section is important.
  • Don’t Hide Risks: It’s okay to have “High” risks. Auditors just want to see that you know about them and are working on them.

FAQ

Frequently Asked Questions

Q: Do I need a separate Risk Register?

Yes. This policy explains the rules for managing risk. The Risk Register is the list of actual risks you’ve found. We provide a template for that in Phase 2.

Q: Who should attend risk reviews?

Typically the CTO, Security Lead, and maybe the CEO. Keep it small and focused.

Q: How do I identify risks?

Think about what could go wrong. What if AWS goes down? What if a developer leaves? What if a vendor gets hacked? Write those down in your register.

Next Steps

After customizing this policy:

  1. 1Define Roles: Decide who owns risk management in your team.
  2. 2Set Cadence: Choose how often you’ll review risks (e.g., Quarterly).
  3. 3Get Sign-off: Have your CEO/CTO sign it.
  4. 4Store It: Save it in your compliance folder.

A well-defined and approved Risk Management Policy helps you show auditors that you proactively identify and manage security risks.